What are the Filing Terms for SR-22 Insurance?

If you were recently told by a judge that you must obtain SR-22 insurance before being able to legally drive again, then you might be wondering how to proceed from here. Well, the first thing you should do is go to your insurance company and speak with your agent. An insurance broker should be able to answer any questions you have regarding your SR22 financial responsibility.

 

Once the suspension on your license is up, you will be eligible to obtain a restricted driver’s license. This is when the filing period for SR 22 insurance begins. The judge will give you your license back, but require that you obtain an SR-22 certificate before getting back on the road. You will need to go to your insurance company and have them file your SR22 insurance for you. This should not be very complicated or take a very long time. And, you will only have to file for SR 22 insurance once. However, you will have to renew the policy each year. It is highly recommended that you begin the renewal process, by simply calling your insurance agent, at least 12 days before the renewal date. This will give the DMV time to process your policy with the state. If you don’t do this, you are at risk of being caught with an expired SR-22 certificate, which could lead to a longer suspension on your license.

 

At Insurance Navy in Palos Hills, we offer quick and cheap SR22 insurance filing. If you are in need of an affordable SR 22 certificate, the Insurance Navy agents will produce one for you the same day you ask for it. To learn more about our low-cost, same-day SR-22 insurance, please visit our website: www.insurancenavy.com

What if My Insurance Company Doesn’t Offer SR-22 Insurance?

If you recently got your suspended license reinstated by the state of Illinois, then you are probably in need of SR-22 insurance. Typically, when a judge gives high-risk drivers their licenses back, it is contingent upon them obtaining an SR-22 certificate. If you do not abide by this rule, the consequences can be severe, including jail time and, of course, another period of suspension on your license.

 

So, your next step is to obtain SR-22 insurance. This can be done by going to your insurance company and having an agent add it to your auto insurance policy. However, many insurance companies in and around the city of Chicago do not offer SR-22 certificates. If this is the case with your current insurance company, then you need to switch to a company that does provide SR-22 insurance. The best advice is to cancel your current auto insurance policy and move to another company. This will save you money in the long run because the SR-22 will simply be added onto your auto insurance policy and increase your premiums instead of acting as its own policy.

 

At Insurance Navy in Palos Hills, we provide cheap and quick SR-22 insurance. If you need to obtain an SR-22 certificate, the Insurance Navy agents will produce one for you the day you walk into the office. To learn more about our low-cost, same-day SR-22 insurance, please visit our website: www.insurancenavy.com

How to Get an SR-22 Certificate

After being convicted of DUI, driving without insurance, or other traffic violations, a judge will most likely require you to obtain an SR22 certificate to reinstate your driver’s license. Once you have been told to do so, it is imperative that you do not drive until your SR 22 financial responsibility is obtained. If you drive without it, the consequences can be severe.

 

So, how do you obtain SR-22 insurance? Well, the good news is that it is very easy. All you have to do is go to your insurance company and tell them you need an SR22 certificate. They will take care of it for you and have you back on the road in no time. In fact, many insurance companies in Illinois can provide SR 22 insurance the same day you request it. The bad news is, it costs money. Your insurance agent will add SR-22 financial responsibility to your auto insurance policy, which will cause the monthly premiums to rise.

 

At Insurance Navy in Palos Hills, we deliver cheap, same-day SR22 insurance. If you need to get back on the road immediately, the Insurance Navy agents will produce a low-cost SR 22 certificate for you the same day you request it. To learn more about our convenient and inexpensive SR-22 insurance, please visit our website: www.insurancenavy.com

What is a High-Risk Driver?

If you are required by the court to carry SR-22 insurance, then you are considered, by the state of Illinois, to be a high-risk driver. The SR-22 financial responsibility can be put upon you for a variety of different reasons. At the end of the day, it is the judge’s decision as to whether or not SR-22 insurance is necessary.

 

So what does the state of Illinois consider a high-risk driver? Well, there are a number of different offenses that can put you on such a list. One of the more serious ones is driving under the influence of alcohol or other drugs. You can also be considered high-risk for driving without insurance or committing a high number of traffic offenses in a short period of time. These offenses, however, do not lead to as severe a punishment as DUI. If you are convicted of DUI, your SR-22 certificate will most likely cost more money and also be required for a longer amount of time. The best advice is to be smart when you drive, obey the law, and always have insurance. Trying to cut corners can end up costing you a lot of time, money, and frustration.

 

At Insurance Navy in Palos Hills, we provide cheap SR-22 insurance for drivers in or around the city of Chicago. If you recently became in need of one, the Insurance Navy agents can set you up with a low-cost SR-22 certificate the same day you request it. You will be back on the road in no time! To learn more about our convenient and affordable SR-22 insurance, please visit our website: www.insurancenavy.com

When Can You Cancel Your SR-22 Insurance?

If you are required to carry an SR22 certificate by the state of Illinois, then you have probably already heard the consequences of driving without one. Being pulled over by a cop without SR 22 insurance can result in immediate arrest, hefty fines, and even jail time. It is not something you want to risk bending the rules on. At this point, you might be wondering, “when can I cancel my SR-22 insurance policy?”

 

In general, people are required to carry an SR22 certificate for three years. But, it depends on why you have the SR 22 in the first place. If you were convicted for drunk driving, you will probably have to carry your SR-22 for more like five years. Mostly all the other violations, including driving without insurance, result in only a three year period where SR22 is required. If you cancel your SR 22 insurance before the required amount of time, the state will suspend your license, which means you will most likely have to file for SR22 again, and subsequently wait another three to five years. Talk with your insurance agent to make sure you know the exact date when it is OK to cancel your SR 22. Canceling it anytime beforehand will result in more financial trouble and inconvenience down the road.

 

At Insurance Navy in Palos Hills, we offer low-cost, same-day SR-22 Insurance for drivers in or around the city of Chicago. If you are in need of an SR22 certificate, the Insurance Navy agents can set you up with one the first time you enter the office. To learn more about how to find quick, easy, and cheap SR 22 insurance, please visit our website: www.insurancenavy.com

Is an SR-22 From Another State Valid in Illinois?

If you have an SR22 certificate and just recently moved to Illinois, you might be wondering how that affects the status of your insurance. The best thing to do at this point is check in with your current insurer. They will tell you the necessary steps that need to be taken for the move.

 

Each state has a different system of requirements for filing SR 22 insurance. So, will your SR-22 be valid upon arrival to Illinois? Probably not. But it shouldn’t be too difficult to make all the changes so that it is updated with the standards of the state. It is important not to cancel your SR22 before transferring to the new state. This could lead to serious problems. Tell your insurance company that you are planning on moving to Illinois and they will tell you how to proceed with your SR 22. It should be as easy as a simple address change in the paperwork.

 

At Insurance Navy in Palos Hills, we provide the best and most affordable SR-22 insurance in or around the city of Chicago. The Insurance Navy agents will set you up with an SR-22 certificate the very same day you request it. To learn more about our convenient and inexpensive SR-22 insurance, please visit our website: www.insurancenavy.com

Purchasing an SR-22 Certificate Without a Car

The SR 22 is required by the state of Illinois for all driver’s with a history of DUI or other traffic violations. If you are one of those drivers, you may be looking into SR22 insurance, trying to learn all the details about how to move forward. You know that you are going to need the SR-22 certificate for your car. But what if you don’t have a car?

 

Well, that is not too much of an issue with SR-22 Insurance. If, for example, you drive to work with your mother’s car, you just need to make sure that you yourself have the right type of SR 22 insurance. Your insurance broker will set you up with a Non-Owner’s SR22 Certificate, which basically just emphasizes the fact that you are covered but do not have a car registered under your name. This will give you all the liability coverage you need to legally operate a vehicle on the road.

 

At Insurance Navy in Palos Hills, we provide cheap SR-22 insurance for drivers in or around the city of Chicago. If you have recently become in need of an SR 22 Certificate, the Insurance Navy agents can set you up with one in a single day. To learn more about our quick and affordable SR22 insurance, please visit our website: www.insurancenavy.com

When You Should Consider Purchasing Additional Renter’s Insurance Coverage

For certain people, a standard Renter’s Insurance policy does not provide enough coverage. If you are someone who owns a lot of stuff, especially valuable stuff, then you might want to consider buying additional insurance on top of your renter’s insurance policy. Most standard renter’s insurance policies only cover basic personal property.

 

But, if you are someone with expensive hobbies, you are probably gonna want more coverage than what is provided by regular renter’s insurance. Let’s say you are a photographer and you lose your camera or it is stolen. Without additional coverage, you will probably be out of luck. When you go to discuss your renter’s insurance policy with your insurance agent, make sure you mention that you want specific coverage for your valuable items, like cameras, jewelry, etc.

Usually, the insurance company will offer insurance up to a certain price. So, depending on the value of your specific belongings, your insurance company may or may not fully reimburse you in the event of a natural disaster or theft.

 

At Insurance Navy in Palos Hills, we deliver the highest quality and cheapest renter’s insurance in Illinois. If you live in or around the city of Chicago, the Insurance Navy agents will help you find a low-cost renter’s insurance policy that provides you with all the coverage you need. To learn more about our affordable renter’s insurance policies, please visit our website: www.insurancenavy.com

Does Renter’s Insurance Cover Possessions Outside of Your House/ Apartment?

If you recently purchased a renter’s insurance policy, then you already know your personal property will be covered in the event of a theft or natural disaster. Renter’s insurance provides a peice of mind, allowing people the comfort of knowing their valuables will be reimbursed or replaced by their insurance company if something bad happens. But what about personal property that is stolen or damage, but not physically at the location of your house or apartment? This is where things get a bit fuzzy.

 

In most cases, depending on the item in question, your renter’s insurance policy should provide some coverage. Let’s say you are staying at a hotel and your personal computer is stolen, the theft coverage aspect of your renter’s insure should come into play. Also, if a personal belonging is stolen from your car, then you should be covered as well. Every insurance company and every renter’s insurance policy handles this type of loss in a different way. So it is a good idea to get the details before deciding on a renter’s insurance policy.

 

At Insurance Navy in Palos Hills, we offer the cheapest renter’s insurance in or around the city

of Chicago! If you looking for a low-cost renter’s insurance policy with optimal coverage, the Insurance Navy agents are here to help you. You can also learn more about our affordable renter’s insurance policies by visiting our website: www.insurancenavy.com

Something You Should Do Before Buying Renter’s Insurance

If you are getting ready to buy a renter’s insurance policy, you want to make sure that you are doing everything you can to save money while receiving the highest level of coverage. Many people will miss out on opportunities to get the maximum benefit out of their renter’s insurance. It is easy to not make this mistake. Here is one thing you can do to make sure you have the best renter’s insurance coverage:

 

Before you sign any papers with your insurance companies, take inventory of everything in your house or apartment. This means taking pictures of all your personal property: furniture, electronics, clothing, jewelry, etc. If you present these pictures to your insurance broker when signing the renter’s insurance policy, there will be no problems later when you file a claim. You will have physical proof of your personal belongings before they were damaged or stolen. This is a good way to stay on top of your renter’s insurance policy and make sure your not being cheated out of the coverage that you deserve.

 

At Insurance Navy in Palos Hills, we provide the best and most affordable renter’s insurance in Illinois. If you rent an apartment or house in or around the city of Chicago, let the Insurance Navy agents find you the cheapest renter’s insurance policy with the highest coverage. To learn more about our low-cost renter’s insurance policies, please visit our website: www.insurancenavy.com