How Rideshare Insurance Works

If you recently started driving for a rideshare service like Uber or Lyft, you are probably wondering how the insurance works if you get into an accident. You should know that the company’s insurance policy will only cover you if the app is turned on at the time of the incident.


If you get into an accident with passengers in the car or while on your way to pick someone up, you will be covered by the company’s insurance. The rideshare service’s insurance will pay for up to $1 million in damage repairs and medical expenses for you and your passengers.