When Can You Cancel Your SR-22 Insurance?

If you are required to carry an SR22 certificate by the state of Illinois, then you have probably already heard the consequences of driving without one. Being pulled over by a cop without SR 22 insurance can result in immediate arrest, hefty fines, and even jail time. It is not something you want to risk bending the rules on. At this point, you might be wondering, “when can I cancel my SR-22 insurance policy?”


In general, people are required to carry an SR22 certificate for three years. But, it depends on why you have the SR 22 in the first place. If you were convicted for drunk driving, you will probably have to carry your SR-22 for more like five years. Mostly all the other violations, including driving without insurance, result in only a three year period where SR22 is required. If you cancel your SR 22 insurance before the required amount of time, the state will suspend your license, which means you will most likely have to file for SR22 again, and subsequently wait another three to five years. Talk with your insurance agent to make sure you know the exact date when it is OK to cancel your SR 22. Canceling it anytime beforehand will result in more financial trouble and inconvenience down the road.


At Insurance Navy in Palos Hills, we offer low-cost, same-day SR-22 Insurance for drivers in or around the city of Chicago. If you are in need of an SR22 certificate, the Insurance Navy agents can set you up with one the first time you enter the office. To learn more about how to find quick, easy, and cheap SR 22 insurance, please visit our website: www.insurancenavy.com

Leave a Reply