What are the Filing Terms for SR-22 Insurance?

If you were recently told by a judge that you must obtain SR-22 insurance before being able to legally drive again, then you might be wondering how to proceed from here. Well, the first thing you should do is go to your insurance company and speak with your agent. An insurance broker should be able to answer any questions you have regarding your SR22 financial responsibility.


Once the suspension on your license is up, you will be eligible to obtain a restricted driver’s license. This is when the filing period for SR 22 insurance begins. The judge will give you your license back, but require that you obtain an SR-22 certificate before getting back on the road. You will need to go to your insurance company and have them file your SR22 insurance for you. This should not be very complicated or take a very long time. And, you will only have to file for SR 22 insurance once. However, you will have to renew the policy each year. It is highly recommended that you begin the renewal process, by simply calling your insurance agent, at least 12 days before the renewal date. This will give the DMV time to process your policy with the state. If you don’t do this, you are at risk of being caught with an expired SR-22 certificate, which could lead to a longer suspension on your license.


At Insurance Navy in Palos Hills, we offer quick and cheap SR22 insurance filing. If you are in need of an affordable SR 22 certificate, the Insurance Navy agents will produce one for you the same day you ask for it. To learn more about our low-cost, same-day SR-22 insurance, please visit our website: www.insurancenavy.com

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