Here is One Way to Avoid SR-22 Financial Responsibility

The process of filing for SR22 can be stressful and time-consuming. But, when a judge requires you to obtain an SR 22 certificate in order for you to be able to drive legally again, you don’t really have a choice. Right? Well actually, in some states, including Illinois, it is possible to get away with not filing for SR-22 Insurance. But, it is not easy.


If you want to skip the SR22 financial responsibility process, there is only one way to do it. You need to pay your way out. The real reason people are required to obtain SR 22 certificates in the first place is to prove, through financial means, that they are no longer a liability on the road. So, like an insurance policy, you pay premiums every month to do so. As an alternative, you could simply pay the Illinois State Treasury $55,000 in cash and they would accept it as proof that you are financially responsible. Then, obtaining an SR-22 would no longer be necessary. So, if you have $55,000 set aside, you can skip the whole SR22 insurance system and be back on the road with no problems. Most of us, however, don’t have that kind of money to spend all at once.


At Insurance Navy in Palos Hills, we will set you up with the quickest and cheapest SR22 insurance in or around the city of Chicago. The Insurance Navy agents specialize in providing low-cost, same-day SR 22 certificates for drivers that need them. To learn more about our quick and affordable SR-22 insurance, please visit our website:

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