If you are renting an apartment or house in or around the city of Chicago, you either do or do not have renter’s insurance. It is not required by the state of Illinois, so a lot of people choose to not buy it. Why spend the money? While it varies from person to person, it is a misconception that renter’s insurance is expensive. It depends on a wide variety of factors. But, if you want to buy renter’s insurance without spending a fortune, it might be easier than you think.
If you want to go with a simple plan for peice of mind when moving into a new place, there are very cheap renter’s insurance policies available. It just means you must be willing to pay a high deductible and receive a comparably low amount of coverage. If you are looking for more coverage, then you should consider taking advantage of discounts offered by your insurer. Insurance companies will provide discounts for renter’s insurance if safety measures are taken by the renter. If you install smoke detectors, alarms systems, deadbolts on the doors, etc., you will be eligible for a discount that will bring your premiums way down. Another good action to take is shopping around before picking a policy. By comparing quotes at different insurance agencies, you will be sure you are going with the cheapest plan with the most amount of coverage. Moral of the story: while renter’s insurance can be expensive, it doesn’t always have to be. You just have to be willing to go the extra mile to find the right policy.
At Insurance Navy in Palos Hills, we offer the cheapest renter’s insurance out there. If you just signed a lease and are looking for a low-cost renter’s insurance policy with high-quality coverage, the Insurance Navy agents will help you get there. To learn more about our affordable renter’s insurance policies, please visit our website: www.insurancenavy.com