How Does Having a Swimming Pool Affect Your Homeowner’s Insurance Policy?

Everybody loves somebody with a swimming pool. Well, maybe not insurance agents. Swimming pools may be fun, but they can also be a financial burden when it comes to home insurance.


If you own a swimming pool or hot tub, your homeowner’s insurance policy will be more expensive than usual. Insurance companies view swimming pools as a serious liability. They can be dangerous, especially when you are having guests over. If a visitor slips and falls by the pool, your liability coverage will kick in, and the insurance company may get stuck with an expensive claim. It is estimated that people with swimming pools pay an additional $200 to $300 for homeowner’s insurance.


At Insurance Navy in Palos Hills, we offer the most affordable home insurance in Illinois. If you own a house in or around Chicago with a swimming pool in the backyard or on the roof, the Insurance Navy agents will help you find a cheap homeowner’s insurance policy that keeps you covered. To learn more about our low-cost home insurance policies, please visit our website:

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