The Impact Your Dog has on Your Home Insurance Policy

A man’s best friend is not always an insurance agent’s best friend. If you are buying a homeowner’s insurance policy, one question that will undoubtedly come up is whether or not you have a dog. More than any other pet, owning a dog will cause you to pay more on your home insurance policy.

Did you know that the average dog bite costs $30,000 to treat at a hospital? Dog bites also make up one-third of all home insurance liability claims. For this reason, insurance companies view dogs as a high liability, and therefore charge owners with higher premiums.  If you are a dog-owner, you should talk to your insurance agent about how it will affect your policy.

At Insurance Navy in Palos Hills, we provide cheap homeowner’s insurance with high-quality coverage. If you own a home in or around the city of Chicago, the Insurance Navy agents will help you find a low-cost home insurance policy that meets your requirements. If you have any questions about finding affordable homeowner’s insurance in Illinois, please visit our website:

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