How to Get Discounts on Homeowner’s Insurance

Buying a home is a huge financial decision. Buying home insurance can be very expensive as well. That is why you should take advantage of every discount opportunity available. Most people miss out on saving money with easy discounts because they do not do ask their insurer the right questions or do their own research. Here are a few easy ways to receive discounts on your homeowner’s insurance policy:

One way to get a discount on home insurance is simply by making your house a safer place to live in. By installing burglar alarm systems, smoke detectors, deadbolts, and other safety features, your insurer will view your house as less of a risk. Once you bring them proof that you have taken these safety measures, they will cut the price of your home insurance policy.

Another way to save money on homeowner’s insurance is by bundling it with another insurance policy with the same company. If you own a car, you can combine your auto and home insurance into one policy, and end up paying less for both. This is a common practice among insurance companies.

You can also consider making your deductible higher. If you are willing to pay more out of pocket to fix damages to your home, your insurance company will charge you less expensive premiums.

At Insurance Navy in Palos Hills, we provide the best and most affordable homeowner’s insurance in Illinois. If you recently bought a home in or around Chicago, the Insurance Navy agents will help you find a cheap home insurance policy that fits your needs. If you want to learn more about our low-cost homeowner’s insurance policies, please visit our website:


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