Things to Consider Before Buying a Commercial Auto Insurance Policy

If you are a business owner in Chicago with one or more vehicles that are operated by an employee, you should be carrying commercial auto insurance. In the event of the unexpected happening, you cannot afford not to. However, before you get your insurance agent on the phone, there are a few things you should consider first about commercial auto insurance. Paying attention to certain factors might save you a lot of time and money in the long run.


If you are trying to insure a vehicle used for business purposes, the first thing you should consider is the owner of the vehicle. If you yourself do not own the vehicle, you should be well aware of the true owner’s insurance policy. What coverage is already on the vehicle? The vehicle itself is important as well. What is the make and model? How old is it? All of this will come into play when you are picking a commercial auto insurance policy.


It is also important to know exactly how many of your employees will be driving the vehicle. If many people are driving the vehicle on a regular basis, it will most likely cost more to insure. You should also look into the history of those drivers. If they have a bad driving record, then you will have to pay higher premiums because the insurer will view them as high risk.


Insurance Navy in Palos Hills provides the best and most affordable commercial auto insurance in Illinois. If you are wondering about our cheap commercial insurance policies, the Insurance Navy agents will guide you in the right direction. You can also find more information about low-cost commercial auto insurance on our website at

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