How to Get Discounts on Watercraft Insurance

Like all types of insurance, there are always ways to squeeze discounts out of your broker when buying boat insurance. But, if you don’t know what makes you eligible for discounts, then you might miss out on a prime opportunity to save money. So, while you’re in the process of buying a new boat, pay attention to these factors that will potentially lead to discounts on your watercraft insurance policy.


The best way to get a discount on your boat insurance policy is by taking a boating safety class. These classes are not expensive and easy to find, no matter where you live. In addition to saving money, you will also learn skills that will help you in critical situations out on the water.


Another way to get a discount on your watercraft insurance policy is by buying a boat that is considered safe. This could mean many different things. But one way to make sure the boat is safe is by seeing if it has safety attachments like an emergency kill switch for the motor. When you are shopping for a boat, make sure to ask the dealer about the safety attachments. Then, make sure to bring these up to your insurance agent. This can save you potentially thousands of dollars in the long run.


At Insurance Navy in Palos Hills, we provide low-cost watercraft insurance policies with solid coverage. If you have a boat in Chicago but do not have insurance on it, the Insurance Navy agents will set you up with an affordable boat insurance policy that keeps you covered. If you want to learn more about our cheap watercraft insurance policies, please visit our website at

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