How Much Does Motorcycle Insurance Cost?

The cost of motorcycle insurance varies depending on the individual. Some people only pay a few hundred dollars a year, while others are spending upwards of thousands. If you are planning on buying motorcycle insurance, you should know where you stand and how much it is going to cost you.


In general, motorcycle insurance tends to be expensive. There are a number of reasons why this is true. First, motorcycles are statistically very dangerous. They are more difficult to see in the mirrors of other driver’s on the road. When there is an accident involving a motorcycle, the chance of fatal injuries is higher than with a normal automobile. Also, motorcycles are very easy to steal because they are lighter and take up less space than your average car.


As far as premiums go, there are a wide range of factors. It all really comes down to you, the driver. If you are in your 20s and are driving a bike with above average acceleration to participate in races, then your premiums will be pretty high. However, if you are in your 40s and are driving a modest bike to and from work every day, and parking it in your garage at night, your premiums will be much lower.


At Insurance Navy in Palos Hills, we provide low-cost motorcycle insurance with high-quality coverage. If you have any questions about how to find the cheapest motorcycle insurance in or around Chicago, the Insurance Navy agents are here to help. You can also learn more about Illinois motorcycle insurance by visiting our website

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