What Does Renter’s Insurance Cover?

Renter’s Insurance is important for anyone who is paying rent on an apartment or house. However, unlike auto insurance, it is not required by the state of Illinois. It is simply available for those who choose to buy it. So why do you need Renter’s Insurance?


Renter’s Insurance generally provides three different types of coverage. There is Personal Property coverage, which will help fix or replace items that were either stolen or lost in an incident such as a fire. There is Liability coverage, which pays for medical bills if a guest hurts themselves. Or, if you damage another person’s property by mistake. There is also Additional Living Expense coverage, which will cover living costs in the event that your house or apartment becomes uninhabitable for a period of time. For example, if your house burns down, your insurance company will pay for your hotel bills while your house is being rebuilt.


At Insurance Navy in Chicago, we offer the best and most affordable renter’s insurance in Chicago and the surrounding area. If you have any questions about how to find low-cost renter’s insurance, the Insurance Navy agents are here to help. You can also find more information on our website at https://insnavy.com/renters-insurance/

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