How Age Affects Auto Insurance

There are certain uncontrollable factors that increase your auto insurance premiums, age being the perfect example. If you are between the ages of 16 and 24, you will pay higher car insurance rates than any other group. So, what happens as you get older? Will your auto insurance premiums gradually go down?

Technically, yes. But that is assuming you maintain a clean driving record, along with other factors. As you mature as a driver, you have more time to prove to the insurance company that you are not a liability. However, many people believe that as soon as you turn 25, your premiums suddenly drop. This is not the case. It is different with every driver. Many other factors come into play, such as marital status, credit score, and occupation. But, for the most part, drivers with a clean record above the age of 25 will definitely see a gradual drop in their car insurance rates.

At Insurance Navy in Palos Hills, we offer the best and most affordable auto insurance in Illinois. If you own a car in Chicago or the surrounding area, the Insurance Navy agents will help you find the most affordable auto insurance policy. If you have any more questions about our cheap auto insurance policies, please visit our website at

Leave a Reply