Important Things to Know About Rideshare Insurance

Did you recently become a drive for a rideshare service like Uber or Lyft? Here are some facts about rideshare insurance policies and how they affect your current auto insurance policy:

The rideshare service will provide some auto coverage when you are on the job. However, you as the driver, are required to have your own insurance, since you are driving your own car. When the app is turned on, the company’s insurance will become active, but with very limited coverage. When you pick up a passenger, the company’s insurance becomes fully active. You should also check with your insurer to see if they will cover you when driving for a ride share services. Most insurers will say no, and make you sing up for a separate policy that covers you as a commercial driver.

At Insurance Navy in Palos Hills, we offer high-quality, low-cost rideshare insurance policies. If you are driving for Uber or Lyft in or around the city of Chicago, the Insurance Navy agents can set you up with cheap rideshare insurance. To learn more about affordable ride share insurance in Illinois, visit our website at

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