3 Facts You Probably Don’t Know About Homeowners Insurance

Your homeowners insurance policy is perhaps the most important coverage you will ever purchase. In the event of a natural disaster, you could potentially lose everything that is valuable to you. That is why it is so important to have solid protection. If you are currently searching for quality and inexpensive homeowners insurance, here are a few facts you may not already be aware of:


If you have a good credit score, you are more likely to save money on Illinois homeowners insurance. Insurance companies view people with bad credit as riskier, therefore charge them higher premiums.


If the previous owner of your home filed a claim with the insurance company, then you will have to pay a higher rate. It is important to know the history of your home before purchasing it. If the insurance company has had to get involved with fixing damages and paying for injuries in the past, you may be paying the price in the present.


If you are a dog owner, you might get stuck with higher premiums. Insurance companies target specific dog breeds that tend to be higher liabilities. For example, owners of dogs like Alaskan Malamutes, German Shepards, and Boxers will pay expensive premiums.


Insurance Navy offers the best and most affordable homeowners insurance in Palos Hills. If you have any questions about homeowners insurance policies, the Insurance Navy agents are here to help. Also, you can find more information about cheap homeowners insurance on our website at www.insurancenavy.com

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